Happy Thursday! Here is your WealthKeel Weekly, or what we like to call "news you can use!"
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​What we read this week:

​3 Ways I’m Teaching My Kids Healthy Investing Behaviors
​Healthy investing habits tend to form early when kids are given real exposure to long‑term financial principles. Consistent modeling—such as opening custodial brokerage accounts, making regular contributions, and demonstrating the value of holding investments over long periods—helps make investing feel normal, accessible, and grounded rather than complicated or speculative. These hands‑on experiences give kids a clearer sense of how money grows and why patience matters, shaping their financial mindset in lasting ways.

Interest among teens is rising, reflected in a notable increase in custodial brokerage accounts in recent years, which creates a strong opening for families to reinforce healthy financial behaviors. When kids are given simple structures, supportive guidance, and opportunities to participate, they build discipline, confidence, and an understanding of long‑term thinking. Effective investment education doesn’t depend on complex strategies—steady involvement and clear, consistent habits are what help young people develop a healthy relationship with money.

Source: Kiplinger.com
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​IRS Adds AI Abuse, Capital Gains Fraud to ‘Dirty Dozen’ Tax Scam List​
​Artificial intelligence has become a major driver of evolving tax scams, with new schemes now sophisticated enough to impersonate the IRS, harvest sensitive data, and generate highly detailed fraudulent tax filings. Scammers are also using bogus “new client” or “document request” emails to gain access to corporate systems, while technology‑enabled “ghost preparer” schemes allow fraudsters to file unauthorized returns and erase evidence afterwards. These developments have elevated AI‑driven manipulation to one of the most prominent threats in the IRS’s annual list of top tax scams, reflecting how quickly fraud tactics are advancing.

Fraud involving undistributed long‑term capital gains has also surged, especially through falsified or overstated Form 2439 filings intended to claim improper refundable credits. Promoters have been tied to fabricated claims linked to entities posing as legitimate investment funds or real estate trusts. The rise of these schemes underscores the need for heightened vigilance during tax season, as scammers continue to exploit both technological tools and gaps in taxpayer awareness to route refunds and sensitive information to themselves.

Source: finance.yahoo.com
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​Beyond Protein: 6 Other Nutrients That Help Prevent Muscle Loss​
​Muscle maintenance depends on far more than protein alone, and several additional nutrients play crucial roles in preventing age‑related muscle loss. Carbohydrates provide the primary fuel needed to sustain exercise and replenish glycogen stores, helping protect muscle tissue from being broken down for energy. Magnesium supports muscle contraction, relaxation, protein creation, and recovery, but many older adults fall short on intake. Iron is also essential because it helps deliver oxygen to muscles and supports energy production, contributing to overall muscle function.

A broader dietary approach becomes increasingly important with age, since sarcopenia—age‑related muscle loss—can impair mobility, independence, and quality of life. The research highlighted in the article emphasizes that a balanced diet paired with regular physical activity provides meaningful protection against muscle decline. Ensuring adequate intake of key nutrients like carbohydrates, magnesium, and iron, alongside protein, helps maintain muscle strength and supports long‑term physical health.

Source: health.harvard.edu
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🧩 The WealthKeel Wordle! Click here → WK Wordle to play. The clue this week is: “A key component of financial planning”
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A random note or thought for the week:
Another short and sweet edition this week! I’m at a financial conference right now, but by the time you’re reading this, we should just be getting back to Tampa. It’s one of the few (really the only one) conferences I bring the entire family to. Not ideal that the kids missed 3 days right after spring break, but hey—we can only enjoy these family moments for so long before they grow up! I typed this up on Monday (Dow & S&P both up about 2%), and the markets are fighting back after a rough Friday.

Quick notes:

S&P 500 has now dipped below its 200-day moving average multiple times this month, something that hasn’t happened this persistently since the post-2022 pullbacks.

Small caps (Russell 2000) officially hit correction territory last week—down over 10% from recent highs—while energy and financials are holding up better than tech in the rotation.

The VIX “fear index” briefly topped 30 recently for the first time in months, a classic sign of how geopolitical headlines (Iran tensions pushing oil above $100) can crank up anxiety overnight.

Your weekly reminder that headlines (geopolitics, oil spikes above $100, Fed steady on rates) can swing things 1,000 points overnight, but the market’s resilience is what keeps us in the game (long-term 😉).

A Humble Brag: WealthKeel is #1 (And Why That Means Something Real)

We take a ton of pride in the firm we’ve built at WealthKeel, and a huge driver has always been our content—from the OG blog that started it all, to our YouTube channel, to the Physician Cents podcast I co-host with Tyler.

Someone recently hit me with this question: “What are you guys doing that AI loves you?” I was like… huh? Turns out, no matter which AI model you ask right now, WealthKeel pops up as the #1 firm for physicians. Literally top of the list.

We’ve done zero paid AI optimization or fancy tricks. (Weirdly, we just hired a firm to revamp our SEO and AI game last week—timing!) So this is 100% organic. It’s because our team genuinely loves what we do every single darn day. The content we create, the way we build the site, the advice we give—it’s all fueled by real passion for helping physicians build wealth, protect their futures, and enjoy the journey.

This is a small, humble brag, but it also reminds me that in a world full of noise, a small but mighty firm like ours can stand out just by caring deeply and showing up authentically. We love you, our physician community (and our few non-physician households, many of whom trusted me over 15 years ago when a kid fresh out of Penn State showed up at your door and asked to manage your lifetime savings 🫶), and what we get to do for you every day. 🥲❤️

Onward and upward—we’re just getting started. Thanks for being on this journey with us. 🙏

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Have a great day,
Your WealthKeel Team
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​Disclosures​